Tuesday, February 5, 2008

Free Copy Of My Credit Report

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Q: I would like to get a copy of my credit report. I’m always seeing commercials on TV for “freecredit reports. Are these offers legitimate? A: Watch out for those “freecredit report offers! They require you to sign up for a .

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This form can be printed from ftc.gov/credit. There is also a toll free telephone number to call to request a copy of your free credit report: 1-877-322-8228. You will need to provide the following information to get your free credit .

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Here is where I found help with my situation and had free consultation with an attorney. Another way of getting your credit report is to just phone the 3 major reporting agencies and order it. Again you are only allowed one free copy a .

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I recently requested a copy of my credit file so that I could check it out for any erroneous information. Much to my surprise, I found a glaring error which I dispute and that I would like to request correction for. .

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Order a free copy of your credit report from www.annualcreditreport.com and make sure you are aware of all the accounts, good and bad, that are showing up on it. Request statements for any debts that show on your report but you can’t .

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When I tried to order my free report from Equifax, I got an error there saying that the security freeze prohibits ordering one online, so I have to mail a request in to them along with a copy of my social security card (or something .

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